Welcome to The Estate Plan

The following products are offered to help you customize a Living Trust that meets your specific estate planning needs.

The Estate Plan Consultation

• Provides up to date consumer information on powerful estate preservation options.
• Personalizes your estate planning education with a no cost, no-obligation estate planning consultation.

The Estate Plan Workbook

• Helps you to identify important issues vital to the creation of a Living Trust.
• Contains easy to follow, step-by-step, self-guiding instructions. 

The Estate Plan Binder

• Organizes between its two covers everything you need to settle your estate.
• Consolidates your trust document with your most important financial and personal records for easy access.

Nationally Transportable Living Trusts

Single A Trust
Appropriate when the Living Trust is for a single individual or married persons who only own separate property.

Married A Trust
Only appropriate when the Living Trust is for a family whose entire estate (including insurance) will remain substantially less than Federal Estate Tax Exemption. Because of potential impact of inflation on an estate, we recommend at least an AB Trust for a married couple regardless of the estate size.

Married AB Trust
Appropriate for most married couples whose estate is less than and not expected to grow over two Federal Estate Tax Exemptions.

Married ABC (Q-TIP) Trust
Appropriate for preserving both Federal Estate Tax Exemptions. It gives the surviving spouse the right to avoid any federal estate tax upon the death of the first spouse. This Trust also includes Q-TIP and Q-DOT language and should be selected when one or both clients is a resident but not a citizen of the United States.

Unmarried AB Trust
Appropriate for unmarried couples regardless of gender who wish to have joint owner-ship of assets in the Trust.

Partner AA Trust
Appropriate for two single individuals regardless of gender. The Living Trust severs joint tenancy. Both parties to the original joint tenancy must have a Living Trust to avoid probate.

Vital Ancillary Documents

There are a number of other legal documents that are not legally required parts of the Living Trust but which should be included in or with the Trust to provide for future contingencies. Our ancillary documents offer you additional control over your person or assets. These documents are so vital; they are included, at no additional charge as part of your Comprehensive Estate Preservation Program.

Pour-Over Will
Identifies who would probate, if necessary, any assets inadvertently left out of your Trust.

Living Will
States your wishes regarding life support if life is being sustained solely by artificial means.

Durable Power Of Attorney For Health Care
Identifies who would make medical decisions on your behalf if you are unable to do so yourself.

Durable Power Of Attorney For Assets
Authorizes your designee to act for you, in the event of incapacity, in managing assets inadvertently left outside your Trust.

Nomination Of Conservator/Guardian
Identifies who would be responsible for your person and/or estate if you become incompetent.

Transfer Of Personal Property
Transfers personal property into your Living Trust without inventory.

Appointment Of Guardian
Identifies who would be guardian of your minor children, adult incompetent or handicapped children upon your demise.

Anatomical Gift
Authorizes a gift of vital organs to a needy recipient upon your death.

Transfer Letters
Designed to efficiently transfer assets into the Trust which makes the Trust viable.

Additional Estate Tax-Saving Documents

Because many individuals have needs that go beyond basic estate planning, we offer numerous Advanced Estate Planning Solutions that can be incorporated into your overall estate plan. These documents should be considered as a supplement to your Living Trust to shelter your hard-earned estate from unnecessary estate taxes.

Gift Trust
An ideal vehicle to skim off inflationary tax growth and to provide for the needs of the children and/or grandchildren.

Preservation Trust
An irrevocable trust keeping insurance out of Trustor(s) taxable estate to avoid consumption by taxes. If insurance plus net worth exceeds the Federal Estate Tax Exemption equivalent, this Trust is necessary to avoid or minimize estate taxes.

Spousal and Family Support Trusts
Designed to utilize insurance to provide for the future needs of the surviving spouse and/or children.

Generation Skipping Trust
This trust has tax saving applications for both single persons and married couples seeking to reduce estate taxes.

Catastrophic Illness Trust
Upon the onset of a catastrophic illness, an irrevocable trust designed to preserve the estate for the heirs.

Family Catastrophic Illness Trust
Upon the onset of a catastrophic illness, a revocable trust designed to preserve the estate for the heirs.

Spousal Gift
Facilitates gifting from one spouse to another to utilize both Federal Estate Tax Exemptions.

IRA Q-TIP Trust
Designed to accommodate second marriages where a spouse has a large IRA.

Roth Trust 
Designed to be the beneficiary of a Roth IRA and build a substantial future investment for the children or grandchildren.

Family Limited Partnership
Protects assets from litigation and reduces or eliminates estate taxes and generation skipping taxes.

Charitable Remainder Trust with Insurance Replacement Trust
The Charitable Trust with Insurance Replacement Trust should be seriously considered for estate tax reduction. It is also an excellent vehicle to avoid capital gains taxes on highly appreciated assets.

And More...
Give us a call at 800-350-1234 to find out what we can do for you!